Insurance?

[nukacola]

Anyone have insurance on your quad? Like if you got too deep and swamped the engine/hydrolocked? Progressive says they won't cover any of that unless it was a flash flood in the area, etc.

I kinda would like if someone would fix me up if I mess something up bad by accident. Not collision. Minor body repair I don't care about.

Just looking for opinions or experience with insurance companies.

 

[frit91]

I have insurance on mine but it only covers theft or garage fire or stuff like that. I think you are on your own if you do something that damages a quad. I could be wrong but I don't think you can get insurance to cover accidents like flipping or rolling one unless you have full coverage on it for loan purposes. I think you are responsible if you do something that fubars and engine or tranny. If I am wrong, will someone please tell me where to get insurance to cover my sudden fits of stupidity.

 

[alex456123]

Swamping the engine shouldn't kill it. Just take out the spark plug, blow out the water, drain the exhaust, and change the oil and you should be ready to go.