They send your payment to your Paypal account. The payment in your account is minus there fees. You can then request it in a couple of ways. I have them do a direct deposit into my checking account. That way is free some of the other ways will cost you not sure how much. I hope this helped you. I find it to be the safest way for payment.
I use what they call the ebay turbo lister. What is does is you make all of your auctions off line then you upload all of them at the same time and they end at the same time. It is on the main ebay page at the bottom in the downloads section. The turbo lister should walk you through making a listing step by step. Good Luck